Everything You Need to Know About Malta Golden Visa Requirements in 2025 

• The requirements for the Malta Golden Visa are designed to make it easier for non-European Union/European Economic Area/Swiss nationals and their families to acquire permanent residency in Malta in exchange for investment in Malta. The Malta Golden Visa, also known as the Malta Permanent Residence Programme (MPRP), has a minimal requirement of being 18 years of age and making a qualifying investment in real estate, either through purchase or rent. In order to qualify for the Golden Visa, applicants must also provide evidence of capital assets of €500,000 with a minimum of €150,000 in financial assets, and that you have enough financial resources and health insurance to support yourself and your dependents. 

• The Malta Golden Visa had a significant impact on the Maltese economy. For example, in 2023 the Malta Golden Visa generated approximately €55.8million in revenue and about 90% of applicants were from China. Typically, most of their investments are allocated into the Maltese real estate sector, which makes property acquisition or rental a mainstay of Malta Golden Visa structure. 

• If you are looking to set up a company in Malta, connecting this business decision with the Malta Golden Visa can be advantageous. Malta has a regulated and pro-business culture that benefits entrepreneurs interested in residence. Register company in Malta involves selecting an appropriate legal structure, complying with Maltese company law, and keeping a registered office in Malta. 

• Tetra Consultants are here to help with the application and company registration. We ensure full compliance with requirements set by the Maltese authorities, document preparation, and due diligence, and we provide full assistance when transitioning to Malta, ensuring a smooth process with full compliance from start to finish. 

Things to know about Malta Golden Visa requirements in 2025 

Eligibility limited to Non-EU/EEA/Swiss Nationals 

• Third-country nationals (i.e. nationals who are not citizens of an EU or EEA member state or of Switzerland) are the only eligible applicants for the Malta Golden Visa (officially the Malta Permanent Residence Programme (MPRP)). Eligible applicants can include their spouse, dependent unmarried children (of any age), and financially dependent parents or grandparents. 

Property investment requirement 

• To be eligible, an applicant must either purchase real estate in Malta for at least €375,000 or alternatively lease a property for at least €14,000. The purchased or leased property must be held for at least five years, and it does not have to be the applicant’s principal residence. 

Donation requirement and government contribution 

• Aside from the property requirement, a donation requirement to a registered Maltese non-governmental organization must also be satisfied. Financial contributions to the government and a local NGO are a core requirement for eligibility (fees excluded as you have requested). 

Financial solvency and health insurance 

• Applicants must authenticate that they will have sufficient capital assets of a minimum of €500,000, with a minimum of €150,000 of this being financial assets and must acquire comprehensive health insurance which covers all risks typically covered for Maltese individuals. This requirement makes certain new residents will not become a burden on Malta’s social services. 

Due diligence checks 

• Malta implements a stringent four-tier due diligence and Anti-Money Laundering check on all main applicants and dependents, which includes police clearance certificates, proof of source of funds and wealth, and international background checks. Any applicants with a criminal record, any terrorist connections, or names on international sanction lists are rigorously excluded. 

Renewal process 

• The Malta Golden Visa remains valid for five years, which mandates the beneficiary to demonstrate ongoing compliance with the property holding declaration and be able to demonstrate continued compliance on a renewed application and uphold acceptable documentation, including renewed health insurance documentation and lease or purchase documents. Biometric data will also need to be recaptured in Malta upon the renewal process. 

Residency benefits and travel 

• The MPRP grants permanent residency, but not citizenship. It allows beneficiaries to right to legally live, study, and work in Malta, and the right to travel easily throughout the Schengen Area for 90 days in any 180-day period. The MPRP residence permit covers four generations of family members under one application. 

No required minimum stay 

• The holder of the Malta Golden Visa is not required to live in Malta continuously; there is no requirement for either a minimum number of days or any minimum stay to legally maintain residency in Malta. 

Business and lifestyle benefits 

• Malta’s stable economy, strong property market, high safety ranking, and English-speaking environment provide a great opportunity for people who are looking to register a company in Malta and benefit from both great residency plus advantageous business opportunities. 

Conclusion  

• In summary, knowing and complying with the Malta Golden Visa criteria is a strategic pathway for those looking to obtain European residency through an investment. At Tetra Consultants, we will assist you with all steps in this process and ensure all the requirements are handled according to the Maltese authorities 

• By choosing us, you will receive our personalized end-to-end service for each step, including regulatory compliance consulting, eligibility check, preparation of documents, initial due diligence checks, real estate advisory, and coordination with the government officials. Our experience guarantees your application is managed in a legally compliant way, and we will position you as a fast and successful applicant. 

• Tetra Consultants offers a comprehensive suite of Malta-specific services, including: 
  • Advisory services on residence and citizenship for the Malta Golden Visa. 
  • Support with the purchase or rental of real estate, according to your investment strategy under the program. 
  • Maintenance and incorporation of a Malta-based company, all the way from offshore company incorporation and tax planning to ongoing compliance and administration. 
  • Group banking, taxation and post-residency compliance in highly regulated Malta across all elements. 
  • Full coordination of legal, financial and residency relocation matters for you and your family. 

• Through our rooted region-specific knowledge, dependability, and transparency, Tetra Consultants is your sought-after partner from the start to the end of your Malta Golden Visa journey. We will manage the process complexity and potential delays, so the only thing you need to focus on is the future you are creating in Malta. We are helping you unlock new opportunities through efficient client-centered solutions that are relevant to you. 

• Contact us to know more about Malta Golden Visa requirements, and our team will revert within 24 hours.