Crypto License in Bulgaria in 2026

• Tetra Consultants assists international clients with the process to register company in Bulgaria. To officially begin with the process, Tetra Consultants’ legal team and licensing specialists will ensure the collection of KYC documents of the prospective shareholders, directors, and beneficial owners of the company to be incorporated to ensure the reliability of the project.  

• Once confirmed our team will get the power of attorney signed by the client in order to represent the actions to be taken on the client’s behalf.  

• Once the power of attorney is signed, our team will require you to provide the three alternative company names to be reserved with the Bulgarian Trade Register.  

• A Limited Liability Company (OOD) is the most preferred form of entity structure in the Czech Republic for the cryptocurrency business.  

• Tetra Consultants’ legal team and licensing specialists will assist with the registration of a limited liability company with the Bulgaria Official Commercial Register by a registered legal address and a company secretary who will represent the entity in Bulgaria.  

• Tetra Consultants’ legal team will assist with the preparation of incorporation documents like Memorandum and Articles of Association and notarization of the same with the public notary.  

• If required our team will also assist with the translation of such documents to the Bulgarian local language by a certified translator. Once the entity is registered, our team will send the Certificate of Incorporation and other authorized documents to the address given by the client.  

• We expect to complete the process of company registration within 2 weeks.  

• Tetra Consultants will simultaneously proceed to the preparation of necessary policies and other authorization documents including AML/CFT policies, Insurance policies, etc.  

• Tetra Consultants’ legal team and licensing specialists will also assist you in preparing a comprehensive business plan as well as planning a compliance program. The business plan and compliance program will be drafted in writing for your further review and in accordance with the Act and associated regulations imposed by the regulatory authorities in Bulgaria and also following the regulations and guidelines for digital money under the EU directives.  

• Tetra Consultants team is further proficient with the implementation of written compliance policies in upkeeping the license. Our team will review the adopted compliance policy and advise you on how you can more effectively update and improve the compliance program. We will also assist you with the drafting of an effectiveness review of the compliance program.  

• As the local regulator requires you to ensure fulfilling the economic substance requirements like a local registered address and a local director in Bulgaria. Tetra Consultants’ legal team and licensing specialists will assist you to meet them.  

• Our team will assist with providing nominee director services and, if required, recruiting local qualified employees to join the team. 

• Tetra Consultants’ HR team will undertake candidate shortlisting and preliminary interviews for key employees, including the compliance officer.  

• Following that, you can narrow down the final list of prospects to choose who is best suited to join the team. Tetra Consultants’ legal experts will assist in the preparation of an employment contract with the agreed terms once the candidate has been selected. 

• With all the documents in place, our team will proceed with the online submission of all the documents prepared for authorization of the cryptocurrency company through the online filing of the application introduced by FSC for cryptocurrency license application.  

• Once submitted the relevant trade licensing authority process the same with the regulatory authorities, NRA and FSC.  

• At this stage, our team will ensure through negotiations with the regulatory body and file for the responses to the inquiry posed additional information may be required to be accompanied the application.  

• Tetra Consultants will help you assemble all the necessary documents, ensuring that they are accurate and compliant with MiCA standards prior to submission. We will liaise directly with the Bulgarian regulators, facilitate the filing and maintain ongoing advice to ensure the best potential for approval while minimizing any regulatory issues.  

• Tetra Consultants’ accounting and tax team will ensure that your newly established cryptocurrency company continues to meet regulatory laws set by the Bulgaria National Revenue Agency. Additionally, our accounting and tax team will provide you with monthly bookkeeping, preparation of financial statements, and annual tax return filings. 

• A crypto business in Bulgaria demands strong infrastructure, such as opening a corporate bank account for the purpose of depositing minimum capital (€125,000 to €150,000) for obtaining a CASP license under the new MICAL 2025 regulations.  

• Tetra Consultants utilizes its expertise in local banking intelligence to ensure opening accounts with crypto-sympathetic Electronic Money Institutions (EMIs), as opposed to conventional retail banks such as Postbank or DSK, for quicker account opening and fiat/crypto onramps. 

• We facilitate the consolidation of all corporate documents for smooth corporate bank account opening services. Our directors/shareholders also avoid traveling, and we negotiate video KYC or waivers for directors/shareholders. After obtaining the license, we ensure the delivery of internet banking tokens worldwide and facilitate minimum capital maintenance for FSC compliance. 

Readymade Bulgaria Crypto Authorized Company

• Clients can opt to acquire a ready-made company in Bulgaria that is crypto authorized. This is an alternative to the incorporation of a new company. At Tetra Consultants, our legal team and licensing specialists will conduct due diligence to ensure that the company is legally compliant, financially stable, and has valid crypto authorizations in Bulgaria.  

• This way, the client will acquire a company that is legally allowed to operate in the crypto market. This will not only save the client time but will also help him or her to start operations immediately. 

Advantages of obtaining a Bulgaria Crypto License in 2026

An entity applying for a crypto license in Bulgaria can take advantage of the following:  

EU Market access under MiCA (2026):  

• With the crypto license in Bulgaria, businesses will be in an optimal position to take advantage of the EU’s MiCA rules, which will open the door to the wider European Economic Area market. 

Competitive tax environment:  

• Bulgaria will continue to enjoy one of the lowest corporate income tax rates in the EU at 10%, making it an attractive location for crypto businesses to conduct their operations in 2026. 

Cost-effective business operations:  

• Bulgaria is more cost-effective in terms of operating costs, including the cost of office space, labor costs, etc., when compared to other Western European countries. 

Growing tech and blockchain talent pool:  

• Recent studies on the European tech workforce have highlighted Bulgaria as a growing tech talent pool, which will be beneficial for crypto companies looking to hire tech and blockchain experts. 

Regulatory clarity and investor confidence:  

• As regulatory bodies tighten their control over the market in 2026, licensed crypto companies will be able to prove their regulatory compliance and transparency, helping to gain investor trust. 

How much time does it take to obtain a crypto license in Bulgaria?

• Tetra Consultants’ team would assist in the registration of a Bulgarian company, along with opening a corporate bank account, within a time frame of about 6 weeks. After this, the application for a crypto license would be submitted to the appropriate authorities.  

• In general, the application would be reviewed by the National Revenue Agency (NRA) along with the Financial Supervision Commission (FSC) within a time frame of about 2-3 months, depending on the completeness and accuracy of the documents submitted. In some cases, the authorities might ask for more information if any clarifications are needed.  

• It is, therefore, essential to give a detailed description of all the business operations to be carried out, along with a business plan. Before the process begins, Tetra Consultants would provide a project plan, which would include the time frames for the registration of a Bulgarian company, document preparation, and the license application.  

How much does it cost to obtain a crypto license in Bulgaria?

• Tetra Consultants offers complete Bulgaria crypto license solutions that cover company incorporation, CASP incorporation with MICAL 2025, bank account opening, and compliance. Our packages are transparent with no hidden costs, including state fees, government levies, and other administration fees. 

• Before the engagement process commences, an in-depth engagement letter is presented to clients, including the breakdown of each element, such as the costs of the crypto license and compliance services, among others.  

• This way, clients are aware of the costs involved in the crypto business in the EU. With our guaranteed pricing, you are aware of the costs of the services you are paying for. 

Looking to apply for a crypto license in Bulgaria?

• Tetra Consultants works as your advisor and trusted partner in your business expansion and cryptocurrency license. With our own team of lawyers, licensing specialists, compliance team, and accountants, we tell our clients what they need to know, instead of what they want to hear. Most importantly, we are known for being a one-stop solution for our valued clients.    

• We understand the unique challenges faced by entrepreneurs in the cryptocurrency industry and strive to simplify the process by ensuring compliance with the stringent requirements set by the Bulgarian authorities. In addition to license acquisition, we offer a suite of ancillary services, including corporate bank account opening, nominee director services, provision of company secretary and registered office as well as ongoing regulatory compliance consulting services.  

• Tetra Consultants’ team of licensing experts is proficient in assisting financial service organizations with attaining various offshore financial licenses depending on long-term business needs and goals.  

Find out more! 

• Contact us to find out more about how to get a crypto License in Bulgaria. Our team of experts will revert within the next 24 hours. 

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