Malta Golden Visa Requirements: A Complete Guide for 2025 

• The Malta golden visa requirements have gained more and more global interest as investors look for secure methods to facilitate their European residency and expand their businesses. Malta’s geographic location in the center of the Mediterranean, alongside its stable and secure economic conditions, provides an appealing platform for high-net-worth individuals. Furthermore, Malta ranks 35th out of 190 in the World Bank’s Ease of Doing Business index due to its effective regulatory framework and favorable environment for investors. As a part of the process, potential investors assess options to register company in Malta, taking advantage of having increased credibility and financial flexibility and fulfilling the requirements of the Malta Golden Visa to gain benefits, including entry into Europe’s Schengen zone without a visa and a path to permanent residency. 

• Here at Tetra Consultants, we understand the hurdles involved in navigating Malta golden visa requirements and remain dedicated to helping clients every step of their international relocation and investment process. Our teams of experts provide end-to-end assistance, from initial documentation, financial planning, to assisting clients Register Company in Malta and remain compliant with international and local regulations. Whether clients are applying for the Malta Golden Visa for personal assurance, wealth management or on behalf of a global business, Tetra Consultants cares about achieving great outcomes and peace of mind for our clients. 

Malta golden visa requirements 

Applicants’ minimum age 

• The main applicant must be a minimum of 18 years old upon application. This requirement ensures clarity regarding the legal age for accepting responsibility related to investments under Maltese laws and the formation of contracts. 

Non-EU/third-country national 

• The Malta Golden Visa is available to non-EU, non-EEA, and non-Swiss nationals (third-country nationals). Applicants who are citizens of countries that are subject to international sanctions are generally not eligible, as the program must comply with sanctions in general. 

Criminal record and due diligence 

• All applicants must show that they have had a clean criminal record from their country of residence and must undergo a rigorous due diligence process. Extra checks will be conducted to ensure that the program is not being misused and that only legitimate investors receive residency approval. 

Financial stability and asset requirement 

• All applicants must have sufficient financial resources: evidence of assets of at least €500,000 (at least €150,000 as financial assets), and in some cases €650,000 with at least €75,000 as financial assets. Proof of income and financial stability will ensure that applicants can support themselves and are not a burden on the social welfare of Malta, and  

Investment qualification in real estate 

• Investors must buy property worth at least €375,000 or lease a property for at least €14,000 a year. These amounts will differ per sub-region, with different lower limits for properties in Gozo or southern Malta. The investment must be retained for at least five years, demonstrating not only their support of Malta’s new real estate market but also its wealth towards professionalization, local economic development, confidence in investors returning, and positive brand recognition for the real estate market. Additionally, a one-time fee of €110,000 applies if the applicant chooses to rent a property, or €80,000 if purchasing a property.   

Government fee and donation 

• Besides the direct investment in property, applicants must also pay a non-refundable fee to the Maltese government typically €37,000, and a compulsory donation of €2,000 to an NGO, company or group that is registered with the Commissioner of Voluntary Organizations. These contributions will help fund the national development and various charitable initiatives throughout Malta. 

Health care insurance 

• Applicants and dependents must have valid health care insurance with the requisite level of coverage across all 27 EU member states. This ensures that residents can receive medical care without being reliant on Malta’s public healthcare system. 

Qualifying dependents 

• Family inclusion is a major advantage. The spouse or partner of the main applicant, children under 18 who are unmarried and financially dependent, and financially dependent parents or grandparents, can all be included in the same application. All documentation must be provided to validate the dependency and relationship. 

No obligatory physical stay 

• The Malta Golden Visa program does not require any minimum physical presence period. However, applicants must maintain their investments and comply with all other program conditions to keep their residence status. 

Documentation and verification 

• The application process will require applicants to submit a wide variety of documents, including proof of identity, income, financial assets and liabilities, property transactions, police clearance certificates, insurance certificates and supporting documents for all dependents. The verification will be extensive and ensure the credibility of the program. 

Why choose Tetra Consultants for complying with Malta Golden Visa requirements? 

• Tetra Consultants is committed to making your residency-by-investment journey through Malta’s Golden Visa requirements seamless, transparent, and effective. Our dedicated team has extensive knowledge of Maltese immigration laws and fully understands any changes to the investment and compliance obligations that come with a Maltese residency. We will walk your team through all steps in the outbound process, including your team’s preparation of necessary documentation, due diligence, regulatory checks, etc., and making the qualified real estate or financial investment.  

• As a result, Tetra consultants avoids and mitigate many common pitfalls for clients and ensure each client application is thorough, accurate, and compliant with Malta’s immigration standards. Tetra Consultants also provides specialized solutions, like assistance with offshore company registration in Malta or devising the optimal strategy for the real estate investment for maximum long-term value, or corporate bank account opening in Malta.  

• Tetra Consultants’ global presence ensures our team of experienced multilingual professionals is responsive to our clients and communicates clearly to build trust in the process. When you successfully partner with Tetra Consultants, investors benefit from a dedicated team simplifying convoluted processes to ensure the highest success rate in securing multiple residency visas, including the Malta Golden Visa. 

Conclusion 

• When you choose Tetra Consultants as your partner for your Malta Golden Visa, you have the confidence that your residency process will be compliant and seamless. At Tetra Consultants’ we are committed to keeping you informed not only on the current investment landscape in Malta, but more importantly on what is about to change in regard to compliance matters, as well as new investment opportunities.  

• The very specific services we offer, and the personal attention received from our consultants and associates, are meant to protect your interests and maximize the full benefits of the Malta Golden Visa program. Choosing Tetra Consultants means you are not only gaining invaluable support for your immigration needs in Malta, but also an incredible opportunity to build credibility, prosperity, and a secure path in Malta.  

• Contact us to assist you in bringing your European residency aspirations to life.