Company Registration
3 Week
Local Director?
No
Bank Account Opening
4 Weeks
Travel Required?
No
Secure Your European Residency with Malta’s Golden Visa
- The Malta Golden Visa was previously known as the Malta Permanent Residency Programme (MPRP), which provides high-net-worth individuals and their families an easy way to attain European residency through the medium of a secure investment framework. The Malta Golden Visa is backed by a stable government and is located strategically within the European Union. In the present scenario, Malta provides one of the most trustworthy golden visa programs, leading to more and more individuals opting to register company in Malta.
- At Tetra Consultants, our team provides end-to-end assistance and helps you to secure the Malta Golden Visa, ensuring full compliance, with transparent pricing. Our team members ensure that you have a smooth journey to permanent residency.
What is the Malta Golden Visa?
- The Malta Golden Visa stands for the Malta Permanent Residence Programme (MPRP), which is a government initiative that enables non-EU nationals as well as their families, to get permanent residency in Malta through investment. This program is usually called a “Golden Visa” as it provides a pathway to live, work, and study in Malta, along with a visa-free travel option across the Schengen area, hence making this visa a Malta Golden Visa.
Benefits at a glance:
- No language, age, or education requirements
- There is no minimum stay requirement
- Inclusion of the family members in one application
- Freedom to live indefinitely in Malta
MPRP vs. citizenship by investment
- The MPRP grants permanent residency status in Malta. This enables the holder and their family to live, study, and work in Malta, and also travel visa-free within the Schengen area for up to a period of 90 days in any 180-day period. Whereas citizenship by investment provides full Maltese citizenship. This also includes the right to love, work, and even study in Malta as well as the European Union, along with the ability to travel visa-free to more than 180 countries.
Benefits of the Malta Golden Visa
- The Malta Golden Visa is usually known as the Malta Permanent Residence Program, which provides a myriad of benefits for non-EU nationals looking for European residence through investment. Here are some of the major advantages:
Family inclusivity
- This program enables the main applicant to include up to four generations in a single application, which includes the partner, children, parents, and grandparents, making it one of the most exclusive residence programs in Europe.
Permanent residency for life
- Successful applicants and their families can get the right to settle, reside, and stay permanently in Malta. This status is lifelong and does not need renewal, unlike several other European programs that start with a temporary residence. After a minimum period, you can easily apply for Maltese citizenship by naturalization.
Business and investment opportunities
- Permanent residence in Malta opens the doors to the European business market. Investors can also take advantage of the stable real estate sector of Malta, along with the potential rental returns as well as capital appreciation.
Safety and quality of life
- Malta is known for its low crime rate, economic, political stability, favourable climate, as well as rich cultural heritage, which makes it an attractive destination for retirees and families.
Access to healthcare and education
- Residents can also gain access to the high-quality healthcare system of Malta along with public education, which is based on the British model and is free for residents. Children can also take advantage of scholarships as well as tax deductions.
Timeline to obtain Malta Golden Visa
- The overall timeline to get the Malta Golden Visa usually ranges between 4 to 6 months. This estimate mainly covers the complete process from the initial application preparation to the final approval. While the exact duration may differ based on individual profiles, government processing time, as well as document readiness, most applicants can usually expect the procedure to fall within this time range. At Tetra Consultants we work closely with the clients to ensure that there is timely submission of all the needed documents and facilitate smooth communication with the relevant authorities. By offering end-to-end support, we aim to streamline the entire process and reduce any delays.
Eligibility criteria
- In order to apply for the Malta Golden Visa, applicants should satisfy the latest Malta Golden Visa requirements outlined below:
- The applicant should be at least 18 years old and a non-EU national.
- Applicants and dependents should have a clean criminal record, with no ongoing prosecutions, and should not be subject to international sanctions or previous visa denials in countries that have visa-free arrangements with Malta.
- Applicants should also have stable and regular financial resources sufficient to support themselves and dependents without any recourse to the social assistance system of Malta.
- All applicants and dependents should undergo a four-tier due diligence procedure, which includes police clearance and checks against international databases.
- The residency status in Malta does not require physical presence in Malta. The application should be submitted through a licensed agent, and applicants do not need to be present in Malta during submission.
Investment options
- The MPRP in 2025 provides two main investment options for applicants looking for permanent residency. Here are some of the detailed investment routes and associated costs for the Malta Golden Visa requirements:
Rental option (Full contribution model)
- This route is considered to be one of the most cost-effective options for families, as the total investment per person can be lower when it is compared across multiple family members. The rental path needs less upfront capital when compared to purchasing property but also involves higher government contributions. The applicant can either rent a residential property with a minimum annual lease of €14,000.
Property purchase option
- This option enables investors to gain a tangible asset in the real estate market of Malta, which may be appreciated over time. The government contribution is usually lower than the rental option, but the initial capital outlay is higher because of the property purchase requirement. The minimum value is €375,000, and this applies to both Malta and Gozo. The property must be held for at least five years.
Donation to charity
- Applicants will also have to make a donation to charity which is mandatory. The minimum donation amount is €2,000 to a registered Maltese NGO.
Government contribution
- Payment of a one-time fee of €110,000 applies if the applicant chooses to rent a property, or €80,000 if purchasing a property.
Financial Requirement
The applicant must meet one of the following financial thresholds:
- Option A: Own total assets of at least €500,000, of which a minimum of €150,000 must be held in financial assets such as bank deposits, bonds, or shareholdings.
- Option B: Own total assets of at least €650,000, including at least €75,000 in financial assets.
Step-by-step application process
- Applying for the Malta Golden Visa consists of several legal, financial, and procedural steps. At Tetra Consultants, we also act as your licensed agent and dedicated advisory partner, navigating you through every stage of the procedure from the eligibility evaluation to the final issuance of your residency cards. Our mission is to ensure a smooth, fully compliant, and stress-free journey to Malta Golden Visa approval.
Step 1- Consultation and eligibility assessment
- Our procedure starts with an initial consultation, during which we evaluate:
- Your personal background and investment goals.
- Clarify any restrictions or red flags like ties to the sanctioned jurisdictions.
- Determine your eligibility under the latest Malta Golden Visa requirements.
- Assess your nationality, family structure, and financial status.
- After the personalized assessments, we will provide you with an ideal investment route and outline the estimated costs.
Step 2- Documentation and due diligence
- After confirming your eligibility, our team will then start compiling all the necessary documents needed for documentation. This will consist of:
- Police clearance certificates from all the relevant jurisdictions.
- Valid passports, birth/marriage certificates, and health insurance documents.
- Valid proof of assets, showcasing more than €500,000 in capital assets, including €150,000 in financial instruments,
- Our team of experts will ensure all your documents are correctly formatted and legalized, in order to reduce delays during the due diligence process.
Step 3- Submission of application
- Once the documents are ready, our team:
- Complete your official MPRP application forms
- Submit the full application package to the Residency Malta Agency
- We will help you to pay the initial non-refundable government fee.
- After this, the government will then conduct an elaborate due diligence check on the main applicant as well as all dependents. Our team will ensure that all communication, queries, and follow-ups are handled effectively and professionally.
Step 4- Approval in principle issued by the authorities
- If your application passes the due diligence. The Residency Malta Agency will provide an Approval in Principle that will confirm your eligibility for permanent residency. After this, Tetra Consultants will then help you to select a suitable investment route.
Step 5- Biometric data collection
- Applicant is required to visit the Identity Malta Agency for biometric submission after receiving the letter of approval/initial approval. In this step, Tetra Consultants will help you in submitting fingerprints, signature, and photograph. After this, applicant is required to complete the investment according to the chosen investment route.
Step 6- Completion of investment requirements
- In this step, our team will help you finalize a qualifying property lease or purchase agreement, based on your chosen route (purchase or rental). Our experts will ensure all the investments fulfil the MPRP requirements and will submit the relevant documents to the authorities.
Step 7- Issuance of residency cards
- After the successful completion of the biometric registration, the Residency Malta Agency will now process and issue your permanent residency cards.
- These cards will enable you and your dependents to:
- Live permanently in Malta
- Renew the residency every five years, with no physical stay requirement
- Travel visa-free across the Schengen area.
- At Tetra Consultants, we also offer post-approval support, which includes renewals and tax residency planning.
- Furthermore, if you want to set up a business in Malta, our team will assist you in corporate bank account opening services, along with regulatory compliance consulting to ensure that your business runs smoothly.
Common challenges and how Tetra Consultants can help
Delays due to administrative backlogs
- Government processing takes time and is usually delayed due to the high application volumes or even incorrect form submission. These delays can disturb planning for relocation or investment. Tetra Consultants ensures that there is timely and accurate submission of your application while also following up with the authorities to avoid any delays.
Understanding complex legal and immigration requirements
- Many applicants usually find it difficult to navigate through the complex regulatory framework and eligibility criteria associated with the Matla Golden Visa. This also consists of interpreting immigration laws, investment regulations, as well as compliance obligations. A lack of clarity usually leads to incorrect applications or even missed opportunities. Tetra Consultants will provide you clear, step-by-step guidance on the basis of present Maltese regulations so that you can fully understand your legal obligations.
Meeting investment and residency requirements
- Applicants often find it difficult to understand and fulfil investment obligations, as well as physical residency requirements of Malta regulatory framework. This leads to confusion. At Tetra Consultants our team clearly outlines the investment pathways, verifies your eligibility, and help you to structure your application to fulfil your criteria without any confusion.
Why choose Malta?
Environmental
- Malta is known for its low crime rate, political stability, along with high standard of living. The country also has a pleasant climate with mild winters and warm summers. Furthermore, it also has a rich cultural heritage and is known for its historical sites, vibrant festivals, and Mediterranean lifestyle.
- Malta provides easy access to Europe, the Middle East, and North Africa, which makes it ideal for business and travel. It is also served by various international airlines and is well connected with the major European cities.
Economic
- Malta is known for its resilient and growth-oriented economy, especially in sectors such as finance, technology, and maritime services. The country also has attractive tax incentives for residents and investors, especially for those who do not domicile their worldwide income in Malta. Furthermore, property investment in Malta is secure, with potential for capital appreciation as well as rental income.
Legal
- Residents can travel freely across the Schengen area for up to the period of 90 days in any 180-day period. Maltese citizens can also enjoy visa-free or visa-on-arrival access to more than 180 countries.
- The MPRP programme works under a transparent and strong legal system that needs all applicants to go through due diligence. Under Maltese law, residency rights are clearly outline and offers strong legal protection to investors and even their families.
Social
- The healthcare system of Malta is one of the best in Europe. Public education is also free for all residents, and Malta also provides local and international schooling options.
- English is another widely spoken official language of Malta, which has made communication easy for international residents. This has further led to better integration, simplified business interactions, and legal services.
Technological
- On a regular basis Malta invests in its digital economy, and provides reliable high-speed internet, online government services, along with digital banking services- which has made the country a tech-friendly destination for the modern investors as well as residents.
- Malta is known in the sector of blockchain and FinTech regulation, which has attracted startups and even international businesses through innovation-focused policies and clear regulatory frameworks.
How can Tetra Consultants help in obtaining the Malta Golden Visa?
- At Tetra Consultants we provide end-to-end support for individuals as well as families wanting to secure Malta Golden Visa. Our team has expertise in Maltese immigration laws and extensive experience in residency-by-investment programs, ensuring a seamless and effective application process.
- We understand the unique needs of our clients and create a step-by-step roadmap for their visa journey, this includes investment structuring, documentation planning, as well as compliance strategies to fulfil all the legal requirements.
Looking to obtain a Malta Golden Visa?
- If you are looking to obtain Malta Golden Visa, it is significant to understand the process, requirements, and advantages before getting started. While the program provides a pathway to European residency, it also consists of navigating complex legal frameworks. This is where Tetra Consultants comes to your rescue. With proven track record in handling residency and citizenship by investment program, simplifies the entire process, and ensures a seamless and effective experience.
- Contact us, and our team will get back to you in 24 hours.
FAQs
What is the Malta Golden Visa (MPRP)?
What are the investment options under the Malta Golden Visa?
Is there a residency minimum stay requirement needed to maintain the visa?
What are the total costs involved?
Who is eligible to apply for the Malta Golden Visa?
How long does the application process of the Malta Golden Visa take?
Do I need to hire a licensed agent to apply for the visa?
Does the Malta Golden Visa lead to citizenship?
Can I travel within the EU with the Malta Golden Visa?